9/23/2023 0 Comments Kohls creditRewards earned with the Kohl’s Card * are part of the Kohl’s Reward program and are automatically converted to Kohl’s Cash for use toward purchases at Kohl’s in $5 increments. The Kohl’s Card * also includes a welcome bonus, though it’s not a traditional credit card welcome bonus: 35% off one transaction when card is used within 14 days of approval. The Kohl’s Card * earns 7.5% rewards when using a Kohl's Card. We don’t recommend using this card to finance purchases beyond the statement due date. The card doesn’t add much value beyond its extra reward bonus and the convenience of financing purchases for a billing period. The card does offer a mobile app to manage rewards, but this app is also available to Kohl’s Rewards Members. Those cardholders who spend at least $600 on the card at Kohl’s will receive monthly free shipping “opportunities.” Unlike some store cards that offer free shipping on every purchase, this card won’t even fully commit to offering it to those who spend the most. The only other significant benefits over membership the card offers are exclusive savings and an anniversary gift. Though we never recommend carrying a balance, you’ll certainly want to be especially careful to avoid doing so with this card to avoid such a high penalty. The card’s rather high 30.99% variable APR on purchases is a big red flag. The Kohl’s Card * from Capital One earns 7.5% rewards when using a Kohl's Card, but membership with Kohl’s Rewards already earns 5% in rewards.
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